Pay Monthly with Avvance

Financing for Wine Racks & Wine Rooms

Fast application • Real-time decision • Flexible terms (where available)

Make your wine storage project happen now — pay monthly

Choose Avvance financing at checkout to split your purchase into affordable monthly payments for modular systems, custom builds, and larger wine room projects. Avvance is a point-of-sale installment loan solution backed by U.S. Bank

Get Pre Approved

A smarter way to budget for premium wine storage

Make your wine storage project happen now — pay monthly

We believe in empowering customers to pay in a way that complements their individual financial position – giving them the flexibility to say “yes” to life’s meaningful purchases.

Avvance is backed by the strength and stability of Elavon and U.S. Bank - a subsidiary of U.S. Bancorp, the fifth-largest commercial bank in the United States headquartered in Minneapolis. 

Person holding a smartphone displaying an Avance financial app on a light background

Bigger builds, easier budgets

Why financing helps

Whether you’re upgrading a closet wine wall or building a full wine room, financing helps you:

  • Start your project sooner (instead of waiting to save up)
  • Spread costs over time for premium materials and larger capacity systems
  • Bundle more of the “whole room” purchase (racking + accessories) into one monthly plan

Avvance installment loans

Pay it your way with Avvance.

Avvance installment loans are offered by participating merchants to help you pay over time. They’re flexible, affordable, monthly installment options backed by U.S. Bank.

Get pre-approved

How Avvance financing works

  1. 1

    Add items to cart and proceed to checkout

  2. 2

    Select Avvance as your payment option

  3. 3

    Complete a short application and get a decision in real time

  4. 4

    Choose the monthly plan that fits your budget and complete your purchase

Avvance offers installment loan options at checkout, matched to individual needs.

Great for projects like

Custom wine room builds & remodel phases
Large modular installations (floor-to-ceiling, whole-wall systems)
Commercial and hospitality projects that need a cleaner cash-flow plan
Bigger "one-time" upgrades when you want to do it right the first time

Frequently Asked Questions

  • Avvance is a point-of-sale installment loan option that lets you finance eligible purchases and pay monthly over time.

  • At checkout. Choose Avvance as your payment method and follow the application steps.

  • Avvance is designed for quick applications and real-time decisioning during checkout.

  • Most larger wine storage projects are a great fit — including modular systems and bigger installations. Eligible items can vary; checkout will confirm availability.

  • Loans are issued by U.S. Bank through the Avvance program.

  • Yes — borrowers manage payments and account details through U.S. Bank's servicing tools.

  • Avvance marketing commonly describes a pre-approval flow that may not impact a customer's credit score until they complete their purchase; the exact experience can vary based on configuration and the customer's application path.
round island merchandizer retail wine storage solution

An application takes only 1-2 minutes

Ready to build your best wine storage setup?

Choose Avvance financing at checkout and pick a monthly payment plan that works for you.

Get Pre Approved

Financing is provided through Avvance installment loans issued by U.S. Bank and is subject to credit approval. Terms and availability vary by customer and purchase. WineRacks.com does not provide loans and is not a lender.